Below the recipient's address, include a subject to indicate that the letter is an insurance claim. In the subject line, indicate the reference number of your policy. You should open your letter stating the purpose of your claim in the first paragraph of the body. Make a list of the injuries, property damage, or loss you have suffered and briefly describe the fact that motivated your claim.
Just tell the insurance adjuster your full name, address and phone number. You can also tell them what kind of work you do and where you work. But right now you don't need to explain or discuss anything else about your job, your schedule, or your income. Setting out the facts is important after an accident.
Don't try to speculate about what happened if you're not sure or decide to accept blame at the scene. Also, the claims process is not the time to talk. Don't share too much; too much information could affect the outcome of your claim. When you call to start a claim, your insurance provider will open a file about your case.
Explain the nature of the accident and the claim, including the total amount of compensation you are seeking. Give your insurer as much information as possible to speed up the process. If you have serious injuries caused by another driver, it's a good idea to contact an attorney who will represent you when filing a personal injury lawsuit. Before you talk about anything, get the name, address, and phone number of the person you're talking to, the name of the insurance company you work with, and the person or company representing the company (the insured).
In addition, some states are no-fault states and require all drivers to have personal injury protection, eliminating the need to file a claim with another driver's insurance company. While you may still be angry about the accident and your injuries, expressing your anger with the insurance adjuster won't help you get a fair personal injury settlement. Personal injury lawyers provide free initial consultations and will represent you on a contingency basis, meaning they'll only get paid if your car insurance claim is successful. Your insurance company will only pay for your injuries if you have coverage for medical payments or protection against personal injury.
Soft tissue injuries are a cause for concern even in a bumper hit, and injuries increase the chances of an insurance claim. Submit injury claims to your insurance company under personal injury protection (PIP) or to MedPay insurance if you have either type of coverage. If you are going to file a personal injury claim with the other driver's insurance company, you may want to contact an attorney before this step.
Leave Message