How do you negotiate with an adjuster?

Let's see how to best position your claim so that it thrives, taking into account the amount of the settlement. Don't get carried away by the first offer. Have the adjuster justify a low offer. Learn more about how to negotiate your personal injury claim.

Force the difficult adjuster to sit down, either in person or on the phone, to review and discuss their differences. You can call on the property owner and his agent to attend the conference call. Do it from the agent's office with the adjuster on the phone speaker. The agent will facilitate if he believes that the policyholder may be exposed to a lien from a mechanic because the adjuster unjustifiably refuses to argue and negotiate.

If your negotiations with the claims adjuster are not successful, you can hire an attorney. While this is likely to be considered a last resort, litigation could help you get the settlement you think you deserve. It could also help alleviate some of the stress surrounding negotiations about total loss. An attorney is likely more familiar with the process and knows how to fight against the insurance company in relation to your wrecked car.

Investing time in preparing your own negotiation strategy in advance is key to successfully reaching a fair insurance settlement on your personal injury claim.