Let's see how to best position your claim so that it thrives, taking into account the amount of the settlement. Don't get carried away by the first offer. Have the adjuster justify a low offer. Learn more about how to negotiate your personal injury claim.
Force the difficult adjuster to sit down, either in person or on the phone, to review and discuss their differences. You can call on the property owner and his agent to attend the conference call. Do it from the agent's office with the adjuster on the phone speaker. The agent will facilitate if he believes that the policyholder may be exposed to a lien from a mechanic because the adjuster unjustifiably refuses to argue and negotiate.
The best way to make the negotiation process go smoothly is to document property damage and medical expenses as much as possible. The more evidence you have, the greater your chance of having your complaint resolved. In general, personal injury claims are more complicated to resolve than property damage claims. Even so, if your vehicle is damaged again, your claim payment may be reduced, since you have already been paid the full value of your vehicle.