# What is the Value of Your Car if it is Totaled in an Accident?

When it comes to figuring out the value of your car if it is totaled in an accident, there are a few factors that come into play. The appraiser will calculate the cost of repairing the vehicle to determine if it is higher or lower than its actual cash value. If, after adding the cost of the residual value to the total estimate of the repair, that figure is higher than the actual cash value of the car, it is usually considered a total. To get an idea of the total value of your car, you can calculate the value of the Kelley Blue Book in good condition and then subtract 20 to 40 percent for reasonable condition.

CarBrain states that depending on the amount of damage caused to your vehicle, it's likely to come closer to 20 percent range. This gives you an idea of the total value of your vehicle. When determining the value of a car, the actual cash value takes into account depreciation, which is determined based on several factors such as mileage, wear and tear, accident history, year, make and model. Insurance companies use a variety of methods to determine the stroke of a damaged car.

They will assess the damage and compare it to similar vehicles in order to determine its worth. They may also use a computerized system to calculate its worth. In conclusion, when figuring out the value of your car if it is totaled in an accident, there are several factors that come into play. The appraiser will calculate the cost of repairing the vehicle and compare it to its actual cash value.

You can also calculate the value of Kelley Blue Book in good condition and subtract 20 to 40 percent for reasonable condition. Insurance companies use various methods to determine the stroke of a damaged car.

##### Darrell Trimboli

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